Banking and Currency Exchange: Common Chinese Dialogues
When managing your finances or exchanging currency in China, these Mandarin phrases will help you navigate the process smoothly.
Opening a Bank Account
- I would like to open a bank account.
我想开一个银行账户。
Wǒ xiǎng kāi yīgè yínháng zhànghù。 - What documents do I need?
我需要什么文件?
Wǒ xūyào shénme wénjiàn? - Can I get an international debit card?
我可以办理国际借记卡吗?
Wǒ kěyǐ bànlǐ guójì jièjì kǎ ma?
Deposits and Withdrawals
- Where is the ATM?
自动取款机在哪里?
Zìdòng qǔkuǎn jī zài nǎlǐ? - I want to deposit money.
我想存钱。
Wǒ xiǎng cún qián。 - I need to withdraw 500 yuan.
我需要取五百元。
Wǒ xūyào qǔ wǔbǎi yuán。
Currency Exchange
- Where can I exchange foreign currency?
我在哪里可以兑换外币?
Wǒ zài nǎlǐ kěyǐ duìhuàn wàibì? - What is today's exchange rate for US dollars?
今天美元的汇率是多少?
Jīntiān měiyuán de huìlǜ shì duōshǎo? - Do I need my passport to exchange money?
兑换货币需要护照吗?
Duìhuàn huòbì xūyào hùzhào ma?
Bank Services
- Can I transfer money internationally?
我可以进行国际汇款吗?
Wǒ kěyǐ jìnxíng guójì huìkuǎn ma? - How can I apply for online banking?
我如何申请网上银行?
Wǒ rúhé shēnqǐng wǎngshàng yínháng? - What are the bank's opening hours?
银行的营业时间是什么?
Yínháng de yíngyè shíjiān shì shénme?
Resolving Issues
- I lost my bank card. How can I report it?
我的银行卡丢了。如何挂失?
Wǒ de yínháng kǎ diū le. Rúhé guàshī? - Why was my card declined?
为什么我的卡被拒绝了?
Wèishéme wǒ de kǎ bèi jùjué le? - Can I speak to someone who speaks English?
我可以找个会说英语的人吗?
Wǒ kěyǐ zhǎo gè huì shuō yīngyǔ de rén ma?
Getting Bank Statements
- Can I get a printout of my bank statement?
我可以打印我的银行对账单吗?
Wǒ kěyǐ dǎyìn wǒ de yínháng duìzhàng dān ma? - How often are statements issued?
银行对账单多久发一次?
Yínháng duìzhàng dān duōjiǔ fā yīcì? - Can I receive my statements by email?
我可以通过电子邮件收到对账单吗?
Wǒ kěyǐ tōngguò diànzǐ yóujiàn shōu dào duìzhàng dān ma?